{"id":6568,"date":"2023-03-07T08:00:00","date_gmt":"2023-03-07T13:00:00","guid":{"rendered":"https:\/\/www.ftsgps.com\/?post_type=resource_center&p=6568"},"modified":"2026-04-07T16:40:24","modified_gmt":"2026-04-07T20:40:24","slug":"les-defis-de-la-gestion-de-flotte-partie-3","status":"publish","type":"resource_center","link":"https:\/\/www.ftsgps.com\/fr\/resource-center\/fleet-management-challenges-part-3\/","title":{"rendered":"D\u00e9fis de la gestion de flotte Partie 3 : Assurance et gestion des risques"},"content":{"rendered":"\n

Fleet risk management, insurance costs, and driver safety are all major challenges facing the industry today. In 2019, businesses lost over $72 Billion in accidents. And 48% of crashes could have been prevented<\/strong> or mitigated by a<\/strong> single ADAS feature<\/strong>.<\/p>\n\n\n\n

By the end of this article, you’ll have several effective ways to combat risks, excessive costs, and other fleet insurance hurdles head-on.<\/p>\n\n\n\n

This is part three in our three-part series addressing common fleet management challenges. If you haven’t read Part One<\/a> or Part Two<\/a>, be sure to check them out also.<\/p>\n\n\n\n

Let’s dive in.<\/p>\n\n\n\n\n\n\n\n

1) Navigating Fleet Insurance Coverage for Your Fleet Vehicles<\/h2>\n\n\n\n

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Reevaluating Your Fleet Insurance Policy & Strategy<\/h3>\n\n\n\n

You’re probably overpaying on insurance coverage for your fleet.<\/p>\n\n\n\n

A good rule of thumb is to reevaluate your policy every 6 months or at the end of each term and compare it to rates from other providers. But determining exactly what kind of coverage best protects your business and saves you money is no easy task.<\/p>\n\n\n\n

Fleet managers should strongly consider working with a broker or specialist to help navigate the fleet insurance landscape to find coverage tailored to the fleet’s specific needs.<\/p>\n\n\n\n

By doing so, you can gain insight into how insurance companies determine fleet insurance premiums and ultimately take advantage of those practices to save money.<\/p>\n\n\n\n

Consider this advice from Ryan Hanley, President of insurance brokerage Rogue Risk<\/a> based in Troy, NY…<\/p>\n\n\n\n

“That’s the deal with telematics, it kinda forces you to be a good, safe, consistent driver… I highly recommend that you use them. If you want your rates to come down, telematics, in conjunction with safe, consistent driving, will reduce your rates.”<\/em><\/p>\n\n\n\n

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