You have the chance to improve your CSA score if one of your drivers was involved in a crash they did not cause on or before August 1, 2019. The FMCSA has launched a new program to review crash data and possibly reverse damage to CSA scores if it is found that a driver was not at fault.
The FMCSA’s introduction of the Crash Preventability Determination Program (CPDP) has been touted as victory by the industry. Here is everything you need to know about the program, the impact it could have on your fleet, and what you can do to ensure you’d have the evidence you would need to qualify for the program.
The Crash Preventability Determination Program is designed to helps businesses avoid increased insurance costs and higher CSA scores by reviewing crashes where the driver was not at fault.
Here is how the CPDP works:
There are strict guidelines in place regarding the types of crashes that are eligible to be reviewed under this new program.
The types of crashes that meet the specifications of the CPDP include:
Remember: The crash is not eligible for review if your driver was at fault or breaking the law at the time of the crash.
The Compliance Safety Accountability score is given to a company based on the safety guidelines drivers follow. Disputing crashes that weren’t your driver’s fault could help protect your score from taking an undeserving hit.
Disputing claims can help protect your bottom line too. As your CSA score skyrockets, so do your insurance deductibles and premiums. A higher CSA score shows insurance providers that your fleet drivers are a liability. You might not even be able to find an insurance company willing to represent your fleet if your CSA score is too high.
When you dispute a crash, the CPDP will determine who/what was at fault based on the evidence you provide. If the crash wasn’t your driver’s fault, the incident won’t affect your CSA score or your insurance rates.
Motor carriers participating in the CPDP will see their Safety Measurement System (SMS) information change within 60 days after the FMCSA decides on the case. FMCSA will continue to list all crashes on the SMS Website.
However, crashes that are determined to be Not Preventable through the CPDP will appear in a separate table titled “Reviewed – Not Preventable Crashes.” In addition, crashes found to be Not Preventable by the CPDP will not be included in the carrier’s Crash Indicator Behavior Analysis and Safety Improvement Category (BASIC) measure and percentile.
Crashes determined to be Preventable and Undecided will be displayed on SMS with notations that read, “Reviewed – Preventable: FMCSA reviewed this crash and determined that it was Preventable” or “Reviewed – Undecided: FMCSA reviewed this crash and could not make a preventability determination based on the evidence provided.”
These crashes will be included in the Crash Indicator BASIC measures and percentiles. Crashes reviewed as part of the Agency’s previous demonstration program continue to be listed and continue to be included in the Crash Indicator BASIC.
The outcome of these reviews are directly tied to the evidence that is provided. Without the proper evidence to back your claim, you could end up paying for a crash that you shouldn’t have been held responsible for.
Simply stating that an accident wasn’t your driver’s fault won’t be enough to avoid a higher CSA score or higher insurance rates. You need to be able to definitively prove that the crash was the fault of another driver or an outside source.
It is up to you and your drivers to collect photo and video evidence along with promptly filing a police report. You need to prove that the accident was unavoidable and there was nothing your driver could have done differently.
In order to collect the evidence you would need to dispute any claims, focus on:
The goal is to rack up as much evidence as possible that proves that a collision was the result of another driver or an outside force, and completely out of your driver’s control. The more evidence you can find to send to the FMCSA, the higher the chance of them determining that your driver was not at fault.
Protect you drivers, your fleet, your reputation, and your bottom line. If you’re looking for ways to protect your fleet against frivolous litigation and costly repercussions, contact our friendly team to learn how we can help. We can go over your options and give you a free demo of the solutions you can take advantage of today.
Stay in Touch
Ready to make fleet management more manageable?
Schedule your demo today!